| Job Purpose | Support and act as a key team member of LOS Compliance unit for review of functional applications controls across various lending applications. |
| Duties and Responsibilities | • Lead projects of LOS (lending Origination Systems) Compliance for one of the largest, most prestigious NBFC, be part of Fintech Transformation journey of BFL. • Guide, manage and review compliance assignments in the areas of IT application controls (ITACs) or manual functional mainly comprising of – • Access control review. • Segregation of Duties (SOD) controls review – review of actual accesses against set policy. • Functional lending functions of SFDCs and other similar applications such as workflows review, layout reviews and data analytics. • Ensure existing and ongoing internal, RBI and any other statutory compliances for the lending application processes from IT and functional perspective. Support to such audits. • Pushing teams for closure of above observations by maintaining trackers. • Excellent hands-on experience in MS Excel and good at data analytics. • Demonstrate technical & functional understanding of lending applications like SFDCs, ATOS, etc. • Work jointly with a dynamic & growing team having diversified experience • With various BFL Fin-tech initiative, candidate need to have agility to adopt to new changes and put state of art review process. • Also drive specific projects around IT & Fintech. |
| Key Decisions / Dimensions | • Scope and methodology of testing approach while reviewing LOS functional processes across journeys with respect to profiles. • Sample sizes to be picked up for process review • Validation of explanations/justification for reported exceptions. |
| Major Challenges | • Understanding the complex IT environment and applying the existing regulations/controls for the same. • Reviewing the LOS functional processes especially access loan booking journeys. |
| Required Qualifications and Experience | a) Qualifications • BE/B.Tech/CA/MBA/ CISA with 5-8 years of experience in similar role. • Willingness to work in compliance function conducting IT reviews for lending functional controls. b) Work Experience Strong technical knowledge of given domains, ability to stay up to date with latest technologies. Strong analytical skills. Highly motivated, self-starter, Agile, Quick Learner Excellent oral and written communication, clarity of thoughts Demonstrated success & achievement orientation c) Skills Keywords LOS Compliance, CA, CISA, Access controls, SOD review, segregation of duties, Info Security, NBFC compliance, IT Controls, Functional control testing, ITGC reviews, SFDCs, salesforce. |